EWA for Employees

Free for employees &
a cost saving
for employers

EWA from Income Group

EWA phone

Earned Wage Access

The only EWA service from an authorised payments institution.


Payroll Podcast

Our CFO Ted Bechman talks all things EWA with Nick Day on the Payroll Podcast

previous arrow
next arrow

Earned Wage Access from Income Group

Earned Wage Access and on-demand pay improves the financial wellbeing of employees' by reducing the need for expensive loans or credit, by letting workers withdraw a % of their salary before payday. 

Learn more about EWA from Income Group>

IGsend from Income Group makes payroll payments a breeze. It takes just 27 seconds from file upload to payment reaching your employees' bank accounts. 

Learn more about instant payroll payments >

Proudly partnered with

How much can EWA save your business?

Find out the cost saving ROI of using EWA with our free calculator tool.

IGsend App

The IGsend app is user-friendly, free and takes seconds to set up.

Free to use

IGsend EWA is - and always will be - free for employees


Available to download from Android and Apple app stores


Intelligent app design means ease-of-use for the employee


All personal and financial data is safe and secure

No interest

Pay no interest or charges on any withdrawals


Withdrawals are paid into employee bank accounts instantly

IGsend Portal

The IGsend desktop portal is for employers to manage payments, upload files and edit any employee data.

Easy Integration

API, SFTP or Web Interface - you choose how you want to integrate with your existing payroll software

Cloud Technology

IGsend users can log in to their account 24/7 from any mobile or desktop device


Build, View, Export or Schedule reports with the data that you need


Load bulk payments and pay instantly in less than 27 seconds

Complete Control

Users can upload and edit files within IGsend right up to the point of payment release


IGsend is secured using the latest technology and complies with FCA requirements. All funds are safeguarded and held with UK banks



What is on-demand pay?

On-demand pay or Earned Wage Access reduces financial stress and improves financial wellbeing by allowing employees to access a percentage of their earned wages before the end of their payroll cycle.


On-demand is in demand


of employers say EWA helps them attract and retain talent


of employees across all ages and income levels say it’s important for their employer to offer EWA


of employers say EWA improves their employees’ sense of financial security

Want to learn more?

Income Group provides the technology for Employees to access pay and works with partners to provide the capital to fund EWA, giving a Business the ability to repurpose resources for growth.

Fill out below or ask a question on our chatbot to get more info on EWA.

See how much you can save by using EWA

Click/tap to load our interactive calculator and find out your cost saving in seconds!